What should I do with my card if I am traveling?

If you are traveling outside the United States, you will want to call or text us at 800-648-8035 to let us know when you are leaving, returning, and what countries you are visiting so that we can add the information to our fraud alert system. In all cases, make sure that you are monitoring your phone and email for alerts from us as this is how our external fraud department reaches out to confirm transactions in question.

How do I close my account?

If you are looking to close an account, please give us a call at 800-648-8035 or stop into one of our local branches.

How do I update my personal information?

Your personal information can be updated at any time by logging into your online banking or the mobile app or by using the Update Personal Information form on our website.

How can I change my card PIN?

Call the PIN change verification line at 866-985-2273. You will need to enter the last four digits of your social security number, the 3 digit CVV2 code on the back of your card, and the expiration date of the card, at which point you will be able to reset and select a new card number. If you are unable to continue or need any other assistance, please stop into one our of our local branches.

How can I order a replacement card?

Lost or stolen debit or credit cards can be reordered online, in the mobile app, or by calling or texting us at 800-648-8035. We also offer the ability to pick up a printed card directly in any of our local branches. All replacement cards have a cost of $10.00.

What can I do if my card is lost or stolen?

The most important step is to deactivate your card immediately. The fastest way to deactivate is from your online banking or mobile app. You can also deactivate them by calling or texting us at 800-648-8035 or by stopping in to your local branch.

What should I do if I have a charge I don't recognize on my card?

Step one is to reach out to the merchant directly, as they are often the fastest way to resolve disputes. If they are unable or unwilling to assist, call our dispute resolution line at 888-918-7873.

How do I send a wire transfer?

Wire transfers are generally done in person at your local Ignite Credit Union branch. You will want to bring your government-issued ID and the recipients wire information; this will typically be their name, account number, and wire routing number, though this can vary greatly depending on their location and financial institution.

How do I set up transfers between Ignite Credit Union and another financial institution?

The easiest way is to use the A2A Authorization form on the Ignite Credit Union website, along with proof of account ownership over the other account- typically a voided check or monthly statement.

What overdraft options are available?

There are several options available to you! Courtesy Pay enables us to authorize and pay reasonable overdrafts for qualified members in good standing with a fee of up to $35 per overdraft. Overdraft transfers allow you to automatically transfer funds from your savings account to cover your checking account in the event that it becomes overdrawn.

What days are you closed?

Ignite is closed on New Year's Day, Martin Luther King, Jr. Day, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day/Indigenous People's Day, Veterans Day, Thanksgiving and the day after, Christmas Eve, and Christmas Day.

Why am I seeing Ignite Credit Union all of a sudden?

Ignite is the behind-the-scenes partner that powers your Credit Union. You're still a member of the credit union you know and trust. That hasn't changed. What's changing is our ability to serve you better. Ignite helps us share tools and resources across a larger footprint, bring you better products and services, and keep service, focus, and identity exactly where they belong: right here in Michigan.

What should I do if I cannot make a loan payment?

It is important that you contact us as soon as possible. There are often ways that we can assist in getting your loan back on track! Call or text us at 800-648-8035.

How do I obtain the payoff amount for my loan?

To obtain the payoff amount for your current loan, call or text us at 800-648-8035.

What do I do if I'm locked out of my online banking account?

If you find yourself locked out of your Online Banking or Mobile App, click the "Forgot Password" button below the sign-in boxes. If you become locked out, please give us a call or text at 800-648-8035 or stop into one of our branches.

How do I log into online banking for the first time?

The first time you log into your online banking, your username will be set to your account number and your password will be your birth year and the first two digits of your last name. After you have logged in, you will be prompted to change both your user name and password. Temporary credentials expire after twenty four hours, at which point you will need to contact us again by stopping in to a branch or giving us a call at 800-648-8035.

What are the current rates at Ignite Credit Union?

Ignite's loan, savings, and CD rates can change daily, so it is always best to check on the website or stop at your local branch to ensure accuracy.

Where can I find the status of my incoming direct deposit?

Pending direct deposit information is available through online banking or the mobile app twenty four hours a day. If you need further assistance or have questions, you can call or text us at 800-648-8035 or stop into one of our local branches.

What is my routing number?

The routing number is 272476776. Your routing number is used along with your account number for direct deposits and wire transfers.

How do I find my account number?

The easiest way to find your account number is by asking Carl, Ignite Credit Union's chatbot assistant found in the bottom righthand corner of our webpages. Your account number is also found on your paper statement, on the accounts screen in online banking or the mobile app. If you do not have access to any of those options, please call or text us at 800-648-8035.

How do I use Mobile Deposit?

You can register for Mobile Deposit through the mobile app or online banking. You will want to endorse the back of the check with your signature, account number, and "For Ignite Mobile Deposit Only." From there, make sure to follow the instructions in the mobile deposit section of our website or app, which will have you take a picture of the front and back of the check.

Where is the closest free ATM?

All of our local branches feature free ATMs. In addition, there are over 30,000 additional ATMs that members can access free of charge through the co-op network. Visit co-opcreditunions.org/locator/search to find the location nearest you.

Anything that moves!

2% Off

APR* Auto-Boat-RV

Paying high interest on your current auto, boat or recreational vehicle loan? Refinance with Ignite Credit Union today and save up to 2.00% APR*! Apply Today.

Take 2.00% APR* off when you refinance

Lower your interest rate when you refinance

Hurry! Offer is for a limited-time only

Apply Now

Auto Loans

4.74%

APR* as low as

New & Used Auto

Up to 60 Months*

Limited-Time Offer

Apply Now

RV Loans

7.99%

APR* as low as

Finance the Fun

RV, Boats or ATVs

Great Low Rates

Apply Now

best rates

Auto Loan Special ›

APR* as low as

4.74%

Apply Now

Rec Vehicle ›

APR* as low as

7.99%

Apply Now

ATV ›

APR* as low as

7.99%

Apply Now

Tractor ›

APR* as low as

8.29%

Apply Now

Personal Loan vs. Quick Lift

Looking to make a purchase?

Whether you are financing a home improvement project, consolidating debt or covering unexpected expense, deciding between personal loans comes down to your budget, how much you need and how quickly you plan to pay it off.

Reasons to Finance with Ignite Credit Union

Friendly Service

Individualized Solutions

Rates You Love

Easy Application Process

Personal Loan

10.99%

APR* as low as

× Best for big purchases

× Up to 60 months

× Fixed Interest Rate

× Build Credit History

WOW!

QuickLift

18.00%

APR* as low as

× No Credit Check

× Up to $5000

× Up to 48 months

× Decision in 5 minutes

holiday special

Holiday Loan

APR* as low as

8.99%

Borrow up to $2500 for Holiday expenses
Maximum 12-month term with great rate!
Hurry! Offer is for a limited-time only

Holiday Loan Rates

Personal Loans	APR*	Term
	as low as	months
Holiday Loan Special	8.99%	Up to 12 Months
Personal Loan	10.99%	Up to 60 months

*APR = Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. Contact us for details. Rates are subject to change without prior notification. Rates indicate the available rate without auto payment set up from an Ignite Credit Union checking or savings account. Rates based on credit score; proof of income may be required. Holiday Loan Special: Rates are based on creditworthiness. Exclusions apply. Maximum loan amount is $2,500 with a maximum term of 12 months. All loans subject to credit approval. Offer valid November 1 through December 31, 2026. Federally insured by NCUA.

To estimate your minimum monthly payment, use our Minimum Payment Calculator. Click Here

Effective Date: November 5, 2026

Apply Today

Great! I want to

Join Ignite

Igniting new possibilities
with a spark of financial freedom

Join Ignite

Become a Member

Smart Choice

Car Buying Tool

Buying a new vehicle can be stress-free, smart, and simple when you take advantage of our convenient and easy-to-use car-buying tools. Before you buy, we think it’s important that you do your research. Learn more about the vehicle of your dreams – safety, soundness, competition, features, fuel economy, pricing, colors, offers, and much more!

Get Started

Find A Car

Not exactly sure what you’re looking for? Search and browse all vehicles by make and model or vehicle type, all from the comfort of your home.

Build Your Own Car

Select the make and model of the new vehicle that fits your lifestyle and your budget – then have some fun making it your own! Choose interior and exterior colors, fabrics, premium packages, accessories, and much more.

Locate Dealers

Save time when you’re shopping by going straight to one of our dealership partners. Your loan will be serviced and accessible through Ignite Credit Union, but for convenience, you can start and finish the application process onsite at the dealer.

Vehicle Financing

Calculate monthly payments, get pre-approved, apply for car financing, and gain valuable tips and information regarding car buying, insurance, credit reports, and more!

Great! I want to

Join Ignite

Igniting new possibilities
with a spark of financial freedom

Join Ignite

Become a Member

auto loan protection

Pay Protect

Payment Protection

Ensure loan payments can be made in times of hardship

Learn more

Payment Protection

GAP

Guaranteed Asset Protection

Safeguard your investment and avoid financial loss

Learn more

Guaranteed Asset Protection

MRC

Mechanical Repair Coverage

Deflect some of those potentially costly auto repairs

Learn more

Mechanical Repair Coverage

AEP

Auto Essentials Protection

Vehicle protection for normal driving incidents

Learn more

Auto Essentials Protection

DPW

Depreciation Protection

Protect your vehicle’s equity against depreciation

Learn more

Depreciation Protection

Great! I want to

Join Ignite

Igniting new possibilities
with a spark of financial freedom

Join Ignite

Become a Member

loan faq

Anything That Moves Refinance

Anything That Moves – Paying high interest on your current auto, boat, or RV loan? Refinance with Ignite Credit Union today and save up to 2% APR*! Stop by any of our branches or give us a call to learn more.

*APR = Annual Percentage Rate. This offer applies to auto, boat, and recreational vehicle (RV) loans. This offer excludes existing loans from Allegan Credit Union, Rivertown Credit Union, or BlueOx Credit Union, divisions of Ignite Credit Union, credit cards, or mortgages. Auto floor rate equals 4.24% APR, RV/boat floor rate equals 7.44% APR, and other secured loan floor rate equals 8.04% APR, with other rates based on creditworthiness. All loans are subject to credit approval. Ignite Credit Union is an Equal Opportunity Lender. Federally insured by the NCUA.

Apply Now

Auto Rates

New Autos/Motorcycles	APR*	Term
Model Years 2026-2027 (Never Titled)	as low as	months
2026-2027 (Never Titled)	4.74%	Up to 60 months
2026-2027 (Never Titled)	5.49%	61 - 72 months
2026-2027 (Never Titled)	6.49%	73 - 84 months

*APR = Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. Contact us for details. Rates are subject to change without prior notification. Rates indicate the available rate without auto payment set up from an Ignite Credit Union checking or savings account. Rates based on credit score; proof of income may be required.

To estimate your minimum monthly payment, use our Minimum Payment Calculator. Click Here

Effective Date: November 5, 2026

RV Rates

Recreational Loans	APR*	Term
Loan Type	as low as	months
Travel Trailer / Watercraft / 4-Wheeler / Side-by-Side	7.99%	Up to 72 months
Travel Trailer / Watercraft / 4-Wheeler / Side-by-Side	8.29%	73 - 119 months
Travel Trailer / Watercraft / 4-Wheeler / Side-by-Side	8.99%	120 - 240 months

Tractors / Golf Carts / Farm Equipment / UCC	8.29%	Up to 72 months
Tractors / Golf Carts / Farm Equipment / UCC	8.59%	73 - 119 months
Tractors / Golf Carts / Farm Equipment / UCC	9.29%	120 - 180 months

*APR = Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. Contact us for details. Rates are subject to change without prior notification. Rates indicate the available rate without auto payment set up from an Ignite Credit Union checking or savings account. Rates based on credit score; proof of income may be required.

To estimate your minimum monthly payment, use our Minimum Payment Calculator. Click Here

Effective Date: November 5, 2026

Personal Loan Rates

Personal Loans	APR*	Term
	as low as	months
Holiday Loan Special	8.99%	Up to 12 Months
Personal Loan	10.99%	Up to 60 months

Effective Date: November 5, 2026

Credit Card Rates

Credit Cards	APR*	Balance Transfer APR**
	as low as
Classic Visa	9.99%	0% for 12 months**
Rewards Visa	11.99%	0% for 12 months**
Credit Builder Visa	16.99%

*APR = Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. Contact us for details. Rates are subject to change without prior notification. Rates based on credit score; proof of income may be required.
**Balance Transfers: The 0% APR applies to balance transfers only and is valid for 12 months from the date of the first balance transfer. No balance transfer fees apply. After the 12-month introductory period, the APR will revert to the standard fixed APR for balance transfers, which ranges from 9.99% APR to as high as 15.99%, based on creditworthiness. Rates are fixed and based on the Prime Rate. Subject to credit approval. Terms and conditions apply. Deposits are federally insured by NCUA.

Effective Date: November 5, 2026

Loan Preapproval

Get pre-approved to make the car buying process easier.

Ignite pre-approvals are typically good for 30 days. Once you find a car you can complete the loan process right with the dealer.

Skip-A-Payment

Skip-A-Payment allows you to skip a monthly payment on your Ignite Credit Union Vehicle, Personal, RV, or Boat Loan to put a little cash back in your wallet for other expenses*.

How to use Skip-A-Payment

Log in to your account within Online Banking or the Mobile App
Click on the “SP” icon next to your loan. This logo indicates you are eligible for Skip-A-Payment.

ONLINE BANKING

You can also utilize Skip-A-Payment by filling out this form

SKIP-A-PAYMENT

*Must be a member in good standing with all loans current to participate in Ignite Credit Union’s Skip-a-Payment Program. This program is not available during the first six months of the loan term. Loans are limited to two (2) Skip-a-Payments per calendar year, up to six (6) per loan term. There is a $35 service charge per payment skipped. The following loan types are eligible for this program: Vehicle, Recreational, and Personal. The following loan types are not eligible for this Program: Credit Card, Home Equity, and Mortgage. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. Deferral of scheduled payments and/or the application of fee to the outstanding loan balance will result in increased finance charges and possibly a greater number of payments. Additional payment(s) may be due beyond the original payoff date. In all other respects, the provisions of the original agreement remain in full force and effect. Scheduled payments will resume with the payment following the deferral and continue thereafter. Next monthly payment will include finance charges accrued from the skipped month. Monthly premium for Payment Protection will be added to the loan for the skipped month.

REPAY - Loan Payments

Enjoy the convenience of making your loan payments via ACH (electronic check) from your savings or checking account or from a debit or credit card from any financial institution right on your Ignite Mobile App. If your savings or checking is with Ignite Credit Union, please log in to Online Banking to make payments.

What You’ll Need:

Your Ignite Credit Union account number and loan suffix(es)
The routing and account number or debit/card number to be used for the payment*
Ignite Credit Union primary account holder information
Choose to register a user or make a payment as a guest (creating a user is recommended if you plan to make payments using REPAY)

Benefits Of REPAY:

Not late fees or missed payments
No need to write a check and send it in the mail
Avoid the hassle of moving money from place to place to pay a bill
Set up REPAY to withdraw funds directly from any financial institution

* a $10 convenience fee applies to payments made with a credit or debit card

If you haven’t used Online Banking before, give us a call at 888.860.6928 and we’ll be happy to get you started!

REPAY

Indirect Financing Dealerships

Adventure Centre, Marquette
Allen Chevrolet Cadillac, Monroe
Alma Ford Lincoln, Alma
Applegate Chevrolet Company, Flint
Art Moehn Chevrolet Honda, Jackson
Art Moehn Chevrolet of Chelsea, Chelsea
Atchinson Ford Sale Inc, Belleville
Audi Grand Rapids-Porsche Grand Rapids, Grand Rapids
Auto Sport, Wyoming
Avis Ford, Southfield
Battle Creek Honda, Battle Creek
Bell Wasik GMC Buick, Caro
Berger Chevrolet, Grand Rapids
Best Buy Used Cars, Grand Rapids
Betten Baker Buick GMC Cadillac Midland, Midland
Betten Baker Buick GMC of Cadillac, Cadillac
Betten Baker Chevrolet Buick GMC of Alma, Alma
Betten Baker Chevrolet Buick GMC of South Haven [Parent Franchise Breakout], South Haven
Betten Baker Chevrolet Buick of Cadillac, Cadillac
Betten Baker Chevrolet GMC Buick [Parent Franchise Breakout], Big Rapids
Betten Baker Chevrolet GMC, Betten Baker Cadillac [Parent Franchise Breakout], Muskegon
Betten Baker Chevrolet of Ithaca, Ithaca
Betten Baker Chevrolet, Buick [Parent Franchise Breakout], Coopersville
Betten Baker Chrysler Dodge Jeep RAM [Parent Franchise Breakout], Coopersville
Betten Baker Chrysler Dodge Jeep Ram Big Rapids [Parent Franchise Breakout], Big Rapids
Betten Baker Chrysler Dodge Jeep Ram of Cadillac, Cadillac
Betten Baker Ford of Coopersville, Coopersville
Betten Baker Ford of Ludington, Ludington
Betten Baker GMC [Parent Franchise Breakout], Lowell
Betten Baker Honda, Muskegon
Betten Baker Hudsonville Inc, Hudsonville
Betten Baker PreOwned, Grandville
Betten Imports Inc, Grand Rapids
Bish’s RV of Coldwater, Coldwater
Bish’s RV of Ludington, Ludington
Blue Compass RV Auburn Hills, Auburn Hills
Blue Compass RV Midland, Midland
Bobilya CDJR, Coldwater
Borgman Ford Sales Inc, Grandville
Briarwood Ford, Inc., Saline
Brighton Ford, Mercury, Inc., Brighton
Brookfield Chrysler Plymouth Inc, Benton Harbor
Brown Motors, Petoskey
Bud & Doug Walters Auto Sales Inc, Kalamazoo
Burnside RV Centers LLC dba Camping World RV Sales-Escanaba, Escanaba
Burnside RV Centers LLC Dba Camping World RV Sales, Chelsea
Burnside RV Centers LLC Dba Camping World RV Sales, Houghton Lake
Burnside RV Centers, LLC DBA Camping World RV Sales, Van Buren Township
Burt Watson Chevrolet of Reese, LLC, Reese
Burt Watson Chevrolet, Freeland
Burt Watson Ford, Pinconning
Byron Center Motors, Byron Center
C Wimberley Ford, Dowagiac
C Wimberley Inc [Parent Franchise Breakout], Dowagiac
Cadillac of Novi, Novi
Campbell Ford Lincoln Inc, Niles
Camping World RV Sales Birch Run, Birch Run
Camping World RV Sales Grand Rapids, Grand Rapids
Camping World RV Sales, Quincy
Classic Chevrolet North INC, Lake City
Cole Buick GMC Cadillac, Portage
Cole Chrysler Jeep Dodge, Marshall
Cole Ford Lincoln LLC, Coldwater
Cole Krum Chevrolet LLC, Schoolcraft
Cole Nissan, Kalamazoo
College Chevrolet, Albion
Courtesy Chrysler Jeep Dodge [Parent Franchise Breakout], Grand Rapids
Crippen Auto Mall, Lansing
Crown Central [Parent Franchise Breakout], Holland
Crown Motors II LLC [Parent Franchise Breakout], Holland
Crown Motors Ltd [Parent Franchise Breakout], Holland
Cueter Chrysler, Jeep, Dodge, LLC., Ypsilanti
D & R Sports Center, Kalamazoo
Dave Kring Chevrolet, Petoskey
David Rice Auto Sales, Schoolcraft
Deals on Wheels, Benton Harbor
Deals Unlimited, Portage
DeMaagd GMC Nissan, Battle Creek
DeNooyer Chevrolet Marshall, Marshall
DeNooyer Chevrolet, Kalamazoo
DeNooyer Ford, Vicksburg
Depue Auto Sales, Paw Paw
Diamond Auto Sales of Portage Inc., Portage
Dick Huvaere’s Richmond Chrysler Dodge Jeep Ram, Richmond
Dominion Chevrolet LLC, Bridgman
Don Nester Chevrolet Inc, Roscommon
Dorrance Ford, Galesburg
Ed Koehn Chevrolet, Rockford
Ed Koehn Chrysler Jeep Dodge [Parent Franchise Breakout], Greenville
Ed Koehn Ford Lincoln [Parent Franchise Breakout], Greenville
Ed Koehn Ford of Wayland, Wayland
Ed Rinke Chevrolet Buick GMC, Center Line
Feeny Ford of Grayling Inc., Grayling
Feldman CDJR, Clarkston
Feldman Chevrolet of Highland, Highland
Feldman Chevrolet of Lansing, Lansing
Feldman Chevrolet of Livonia, Livonia
Feldman Chevrolet of New Hudson, New Hudson
Feldman Chevrolet of Novi, Novi
Feldman Chrysler Jeep Dodge Ram, Woodhaven
Feldman Hyundai of New Hudson, New Hudson
Feldman Kia, Novi
Fernelius Chevrolet, Rose City
Fernelius Ford, Cheboygan
Fernelius Hyundai, Sault Ste Marie
Fernelius Toyota, Cheboygan
Finish Line Automotive Detailing Sales, Comstock Park
Fletch’s GMC Buick Audi, Petoskey
Fox Acura LLC, Grand Rapids
Fox Ann Arbor Acura, Ann Arbor
Fox Ann Arbor Hyundai, Ann Arbor
Fox Ann Arbor Nissan, Ann Arbor
Fox Buick GMC, Comstock Park
Fox Buick GMC, Farmington Hills
Fox CDJR, Grand Rapids
Fox Chevrolet, Caledonia
Fox Chrysler Dodge Jeep Ram Southfield, Southfield
Fox Chrysler Dodge Jeep Ram Taylor, Taylor
Fox Ford Mazda, Grand Rapids
Fox Ford of Cadillac, Cadillac
Fox Grand Traverse Ford, Traverse City
Fox Hills Chrysler, Jeep, Inc., Plymouth
Fox Honda, Grand Rapids
Fox Hyundai Kia, Grand Rapids
Fox Kia North, Grand Rapids
Fox Marquette Chevrolet, Marquette
Fox Marquette, Marquette
Fox Negaunee Chrysler Dodge Jeep Ram, Negaunee
Fox Negaunee, Negaunee
Fox Nissan LLC, Grand Rapids
Fox Powersports LLC, Wyoming
Fox Powersports Peacock, Baldwin
Fox Subaru, Grand Rapids
Fox Toyota of Cadillac, Cadillac
Frank Beck Chevrolet, Hillsdale
Freedom Chevrolet, Fremont
Freedom Motors USA, Inc., Battle Creek
Fremont Ford Inc, Fremont
Friendly Lincoln, Monroe
Fusion Auto Sales LLC, Wyoming
Garber Chevrolet Buick, Chesaning
Garber Chevrolet Linwood, Linwood
Garber Chevrolet Saginaw, Saginaw
Garber Chevrolet, Midland
Garber Chrysler, Dodge, Jeep, Inc. [Parent Franchise Breakout], Saginaw
General RV Center (Brownstown), Wyandotte
General RV Center (Clarkston), Clarkston
General RV Center (Clemens), MT Clemens
General RV Center-Birch Run, Birch Run
General RV Center-Wayland, Wayland
General RV Center(Wixom), Wixom
Genesee Valley Auto Mall [Parent Franchise Breakout], Flint
Gerweck Nissan, Monroe
Good Motor Company of Allendale, Allendale
Good Motor Company, Wyoming
Gordon Chevrolet Inc, Garden City
Graff Chevrolet, Okemos
Graff Chrysler Dodge Jeep Ram, Rockford
Grand Blanc Nissan, Grand Blanc
Grand Rapids Harley Davidson, Hudsonville
Great Lakes Ford Lincoln of Muskegon, Muskegon
Gull Lake Marine Center Inc, Richland
Hart Ford, Roscommon
Harvey Auto Outlet, Grand Rapids
Harvey Cadillac Company, Grand Rapids
Harvey Lexus of Grand Rapids, Grand Rapids
Hawkins Motor Sales LLC, Hillsdale
Henkel Chrysler Jeep [Parent Franchise Breakout], Battle Creek
Heritage Chevrolet, Battle Creek
Hines Park Lincoln, Plymouth
Hot Rod Harley Davidson, Muskegon
Icon Auto Group, Lake Odesa
Infiniti of Grand Rapids, Grand Rapids
J Brinks Motor Sales, Kentwood
Jack Demmer Ford Inc, Wayne
Jack Demmer Lincoln Inc, Dearborn
Jeffrey Automotive Group, Inc. [Parent Franchise Breakout], Roseville
Jim Koestner Inc, Plainwell
Jim Riehl’s Friendly Cadillac, Clinton Township
Jim Riehl’s Friendly CDJR of Lapeer, Lapeer
Jim Riehl’s Friendly Chrysler Dodge Jeep Ram Of Romeo, Washington Twp
Jim Riehl’s Friendly Ford of Charlevoix, Charlevoix
Jim Stykemain Chevrolet Buick GMC, Sturgis
Joe Lunghamer Chevrolet, Waterford
John Bowman Chevrolet Inc, Clarkston
John H Tapper [Parent Franchise Breakout], Paw Paw
Kool Chevrolet, Grand Rapids
Kool Toyota, Grand Rapids
Lafontaine Acura, Commerce Township
LaFontaine Buick GMC Inc, Lansing
LaFontaine Buick GMC of Ann Arbor [Parent Franchise Breakout], Ann Arbor
LaFontaine Buick GMC of Dearborn, Inc, Dearborn
LaFontaine Cadillac, Buick, GMC [Parent Franchise Breakout], Highland
LaFontaine Chevrolet Buick GMC of St. Clair, China Township
LaFontaine Chevrolet Plymouth, Plymouth
LaFontaine Chevrolet, Inc., Dexter
Lafontaine Chrysler Dodge Jeep Ram Fiat of Lansing [Parent Franchise Breakout], Lansing
LaFontaine Chrysler Dodge Jeep RAM of Fenton [Parent Franchise Breakout], Fenton
LaFontaine Chrysler Dodge Jeep Ram of Walled Lake, Walled Lake
LaFontaine Ford Grand Rapids, Grand Rapids
LaFontaine Ford of Birch Run, Birch Run
LaFontaine Ford of Lansing, Lansing
LaFontaine Ford St. Clair, St Clair
LaFontaine Honda, Dearborn
LaFontaine Hyundai Dearborn, Dearborn
LaFontaine Import of Farmington Hills, Farmington Hills
Lafontaine Infiniti Ann Arbor, Ann Arbor
LaFontaine Infiniti Novi, Novi
LaFontaine Jeep Kalamazoo, Kalamazoo
Lafontaine Kia of Ann Arbor, Ypsilanti
LaFontaine Lincoln Grand Rapids, Grand Rapids
LaFontaine Lincoln, Flint
LaFontaine Mazda Kalamazoo, Kalamazoo
Lafontaine Nissan Troy, Troy
LaFontaine Subaru Inc., Commerce Township
LaFontaine Toyota, Kia, Hyundai [Parent Franchise Breakout], Dearborn
LaFontaine Used Cars Flushing, Flushing
LaFontaine Volkswagen-Mazda of Livonia, Livonia
LaFontaine Volkswagen, Inc., Dearborn
Lakeside Automotive Group, Spring Lake
Lakeview Ford Lincoln Inc [Parent Franchise Breakout], Battle Creek
LaLondes Chrysler Dodge Jeep Ram, Imlay City
Larry’s RV LLC, Jackson
Lasco Ford, Fenton
Leaders RPM, Kalamazoo
Les Stanford Buick GMC, Ferndale
Les Stanford Chevrolet, Cadillac, Dearborn
Levalley Chevrolet GMC Inc [Parent Franchise Breakout], Benton Harbor
Maple Hill Auto Group [Parent Franchise Breakout], Kalamazoo
Marquette GMC, Marquette
Marquette Powersports, Negaunee
McDonald Chevrolet, Millington
McDonald Chrysler Dodge Jeep Ram, Clare
McDonald Ford, Freeland
McDonald GMC, Cadillac, Saginaw
McDonald Kia, Saginaw
Mercedes-Benz of Kalamazoo, Kalamazoo
Mercedes-Benz of Traverse City, Traverse City
Metro Imports Inc [Parent Franchise Breakout], Kalamazoo
Michigan Auto Sales, Kalamazoo
Midland Ford Lincoln Inc, Midland
Midway Chevrolet Inc., Plainwell
Miedema Auto Sales, Allendale
Miller Auto Group Inc, DBA Autowest, Plainwell
Milnes Chevrolet, Inc., Imlay City
Milnes Ford, Inc., Lapeer
Monroe Superstore Dodge, Chrysler, Jeep, Monroe
Monster Motors, Michigan Center
Moran Blue Water Chrysler Dodge Jeep Ram, Fort Gratiot Township
Moran Buick GMC, Taylor
Moran Chevrolet- Clinton Twp, Clinton Township
Moran Chevrolet- Fort Gratiot, Fort Gratiot
MotorMax of GR, Grandville
MotorMax of Holland, Holland
MWS Wholesale Auto Outlet, Grand Rapids
My Chrysler Dodge Jeep Ram Fiat, Mount Pleasant
Northland Chrysler Dodge Jeep RAM, Oak Park
Page Honda of Bloomfield, Bloomfield Hills
Parkway Chrysler Dodge Jeep Ram, Clinton Township
Perry Auto Sales, Perry
Petoskey RV USA, Petoskey
Planet Powersports, Coldwater
Preferred Chevrolet Buick GMC [Parent Franchise Breakout], Grand Haven
Preferred Chrysler Dodge Jeep Of Muskegon [Parent Franchise Breakout], Muskegon
Preferred Chrysler Dodge Jeep Ram of Grand Haven [Parent Franchise Breakout], Grand Haven
Preferred Ford Of Grand Haven, Grand Haven
Priced Right Auto- Nunica, Nunica
Priced Right Auto, Marne
Prince Motors, Hudsonville
Rainbow Motor Sales LLC, Coldwater
Randy Wise Auto Depot, Flushing
Randy Wise Buick, GMC, Fenton
Randy Wise Chevrolet, Flint
Randy Wise Chrysler Dodge Jeep Ram [Parent Franchise Breakout], Clio
Randy Wise Durand Inc [Parent Franchise Breakout], Durand
Randy Wise Toyota, BMW, and Mercedes of Grand Blanc, Grand Blanc
Ray Laethem Buick GMC, Detroit
Ray Laethem Chrysler Dodge Jeep Ram, Detroit
Richardson Chevrolet Buick, Standish
Richardson Ford, Standish
Riverside Auto Sales of Marquette Inc., Marquette
Robert Denooyer Chevrolet, Holland
Rochester Hills Chrysler Jeep Dodge, Rochester Hills
Route 12 Harley Davidson, Sturgis
Royal Chevrolet Buick GMC, Coldwater
Schafer Chevrolet, Pinconning
Seelye Ford, Kalamazoo
Seelye Kia of Battle Creek, Battle Creek
Seelye Kia Of Kalamazoo, Kalamazoo
Seelye of Paw Paw [Parent Franchise Breakout], Paw Paw
Serra Cadillac of Traverse City, Traverse City
Serra Chevrolet Southfield, Southfield
Serra Chevrolet Sterling Heights, Sterling Heights
Serra Ford Farmington Hills, Farmington Hills
Serra Honda Brighton, Brighton
Serra Honda Grandville, Grandville
Serra Mazda Brighton, Brighton
Serra Toyota of Traverse City, Traverse City
Serra Traverse City Automotive BG, LLC, Traverse City
Serra Traverse City Automotive CDJR, LLC, Traverse City
Shaheen Cadillac, Lansing
Shaheen Chevrolet Inc, Lansing
Sharpe BMW [Parent Franchise Breakout], Grand Rapids
Shea Buick GMC [Parent Franchise Breakout], Flint
Shea Chevrolet, Flint
Shea Mega East, Chesterfield
Siemans Ford Inc., Bridgman
Siemans Mazda, Bridgman
Signature Dealer Group Inc. [Parent Franchise Breakout], Benton Harbor
Slingerland Chrysler Dodge Jeep Ram Inc., Corunna
Smith & Stanke Auto Sales, Sturgis
Snethkamp CDJR of Gaylord, Gaylord
Snethkamp Chrysler, Dodge, Jeep, Ram [Parent Franchise Breakout], Redford
Sterling Heights Dodge Inc., Sterling Heights
Subaru of Ann Arbor, Ann Arbor
Suburban CDJR of Farmington Hills, Farmington Hills
Suburban Chevrolet of Ann Arbor, Ann Arbor
Suburban Chrysler Dodge Jeep Ram Fiat of Ann Arbor, Ann Arbor
Suburban Chrysler Dodge Jeep Ram of Troy, Troy
Suburban Exotics, Troy
Suburban Ford of Ferndale, Ferndale
Suburban Ford of Sterling Heights, Sterling Heights
Suburban Ford of Waterford, Waterford
Suburban Honda, Farmington Hills
Suburban Toyota of Farmington Hills, Farmington Hills
Suburban Toyota of Troy, Troy
Sundance Buick GMC Inc, St. Johns
Sundance Chevrolet, Grand Ledge
Sunshine Toyota, Battle Creek
Szott Ford, Holly
Szott I-96 Chrysler Dodge Jeep Ram, New Hudson
Szott M 59 Dodge [Parent Franchise Breakout], Highland
Szott M-59 Chrysler, Jeep, Inc., White Lake
Szott M-59 Toyota, Waterford
Tamaroff Motors, Inc. [Parent Franchise Breakout], Southfield
Tapper Ford, Paw Paw
TC Powersports, Michigan Center
Team One Chevrolet Buick GMC Truck Inc, Charlotte
TerryTown RV Superstore, Grand Rapids
The My Auto Group [Parent Franchise Breakout], Muskegon
Three Oaks Pre-Owned Sales And Services LLC, Three Oaks
Tinney Automotive, Greenville
Tom Stehouwer Auto Sales, Grand Rapids
Tony Betten & Sons Ford, Grand Rapids
Tony Serra Highland Nissan, Highland
Town & Country Sports Center, Cement City
Toyota of Ann Arbor, Ann Arbor
Toyota of Grand Rapids, Grand Rapids
Twins Chrysler Dodge Jeep Ram, Wayland
Tyler Automotive, Niles
Tyler Honda, Stevensville
Tylers Inc, Niles
Urka Auto Center Inc, Ludington
Used Car Motor Mall of Grand Rapids, Grand Rapids
Vanderhyde Ford Inc., Cedar Springs
Vetter McGill Chevrolet, Three Rivers
Veurinks’ RV Center, Grand Rapids
Vicksburg Chrysler, Dodge, Jeep, Ram [Parent Franchise Breakout], Vicksburg
Victory Chevrolet, Buick [Parent Franchise Breakout], Milan
Victory Honda of Monroe, Monroe
Victory Honda of Plymouth, Plymouth
Victory Toyota of Canton, Canton
Village Jeep, Royal Oak
Watsons Manistee Chrysler, Manistee
West Point Sales & Leasing, Mattawan
Williams Chevrolet Honda, Traverse City
WILLIAMS KIA, Traverse City
Woodhams Ford Lincoln [Parent Franchise Breakout], South Haven
Wyatt Ford, Manistee
Xtreme Truck & Auto Center, Coopersville
Zeigler Chrysler Dodge Jeep of Grandville, Grandville
Zeigler Chrysler Dodge Jeep of Plainwell, Plainwell
Zeigler Ford of Lowell, Lowell
Zeigler Ford of Plainwell, Plainwell
Zeigler GMC of Holland, Holland
Zeigler Honda of Kalamazoo, Kalamazoo
Zeigler Hyundai of Holland, Holland
Zeigler Kalamazoo II, Inc. DBA Zeigler Lincoln of Kalamazo;Zeigler BMW of Kalamazoo, Kalamazoo
Zeigler Kalamazoo LLC DBA Zeigler Chrysler Dodge Ram, Kalamazoo
Zeigler Kia of Holland, Holland
Zeigler Motorsports, Kalamazoo
Zeigler Nissan of Holland, Holland

QuickLift Loans

QuickLift Loans gives you fast, convenient access to extra funds right when you need them most. Whether you’re facing an unexpected bill, taking a vacation, or planning an upcoming purchase, QuickLift is designed to help you move forward with confidence.

Available 24/7, QuickLift loans offer up to $5,000, with approval and funding in under 5 minutes.
18% APR*
$25 non-refundable Application Fee
$1-$1000 12 months
$1000.01-$2000 24 months
$2000.01-$3000 36 months
$3000.01-$5000 48 months

Why Members Will Love It:

No credit pull
Quick cash when life happens, even after hours
Availability: No yearly limit as long as each loan is paid off before the next
Great for holiday shopping, travel costs, emergencies, and more!
Apply within the mobile app or online banking

Apply Online Today!

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QuickLift Disclosure : *APR=Annual Percentage Rate. A non-refundable $25 application fee will be charged at the time of application and withdrawn from the member’s designated savings or checking account. This fee applies regardless of whether the loan is approved or denied. If sufficient funds are not available at the time of application, the loan request may still be processed; however, the application fee will be collected once funds become available.

Payment Protection

Interested in signing up? Stop by any of our branches or contact a Member Service Representative at 888.860.6928 to learn more about our Payment Protection program.

Guaranteed Asset Protection (GAP)

Ready to protect yourself against financial loss with GAP? Stop by any of our branches, or contact a Member Service Representative at 888.860.6928.

Mechanical Repair Coverage (MRC)

For more information about MRC, stop by any of our branches or contact a Member Service Representative at 888.860.6928.

Auto Essentials Protection

Ask us how you can protect your investment. Stop by any of our branches or contact a Member Service Representative at 888.860.6928 to learn more.

Depreciation Protection Waiver (DPW)

New cars are a big deal, and so is protecting your new investment. DPW protects your vehicle equity and hedges against depreciation over the life of the loan. DPW kicks in if your vehicle is ever totaled in a collision or stolen and not recovered at any time over the life of the loan.

Stop by any of our branches or contact a Member Service Representative at 888.860.6928 to learn more.

Minimum Payment Calculator

Credit Card Payoff Calculator

Budget Calculator

The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you’ll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you money. Use this calculator to see the impact of putting a bit more money toward your loan each month.

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Personal Loan +/-

This personal loan calculator will help you see how long it will take to pay off your Ignite personal loan using your loan’s interest rate and the amount owed.

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Debt Payoff +/-

Debt comes in many shapes—credit cards, mortgages, car loans, etc.—and it always has a nasty way of demanding attention. This debt payoff coach provides tools and tips to help pay down your debt.

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Car Affordability +/-

Know the sweet spot between what kind of car you want and what you can afford. Enter monthly payment, down payment, loan term and interest rate for a quick calculation.

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Car Affordability Coach

You need a car, but how much can you actually afford? This Coach starts by walking you through a doable monthly payment, based on your income and expenses, then shows you a purchase price range that fits your budget.

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Minimum Payment +/-

By paying more than the minimum payment on a debt, you’ll get out of debt faster and save money on interest. Use this calculator to explore how much you could save by paying more than just the minimum monthly payment on a debt.

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Repair Your Credit

Not sure where to begin repairing a less-than-ideal credit score? Are you looking for ways to raise your credit score? This Credit Coach will give you helpful ideas for repairing your credit score in the short- and long-term.

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